Regulated Products
Tobacco & Cigar
Licensed tobacco retail is placeable, but online channels carry heavier documentation and verification requirements.
Underwriting & acquiring considerations
We start from your existing environment — volumes, approval performance, disputes, reserves, banking and partner mix — then design the acquiring, redundancy and risk architecture around it, with scaling considerations built in.
Request an Assessment- Licensing and excise documentation
- Card-present versus online channel split
- Age and identity verification at checkout
- Interchange and pricing review by channel
Engagement
Assess
Understand the merchant's current payment infrastructure, economics, risk profile, constraints and objectives.
Architect
Design an acquiring and payments strategy around resilience, performance, scalability and redundancy.
Select
Identify appropriate partners and manage the underwriting and implementation process.
Optimize
Continuously evaluate approval rates, costs, reserves, chargebacks, routing and overall payment performance.
Banking appetite and underwriting requirements vary by business model. We evaluate each company individually and never guarantee approval. Greyhaven is not a bank, acquiring bank, payment processor or card network.
More in Regulated Products
CBD & Hemp
Documentation, testing records and jurisdictional constraints.
Vape & E-Cigarettes
Age verification, PACT considerations and shipping rules.
Firearms & Ammunition
FFL status, product mix and processor policy.
Adult
Content compliance, age controls and dispute pressure.