Greyhaven

Digital & Online

Marketplaces & Platforms

Marketplaces are underwritten on how they onboard and monitor sub-merchants, not just on gross volume.

Underwriting & acquiring considerations

We start from your existing environment — volumes, approval performance, disputes, reserves, banking and partner mix — then design the acquiring, redundancy and risk architecture around it, with scaling considerations built in.

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  • Sub-merchant onboarding and KYC design
  • Split settlement and payout timing
  • Liability allocation between platform and seller
  • Aggregation rules and registration requirements

Engagement

01

Assess

Understand the merchant's current payment infrastructure, economics, risk profile, constraints and objectives.

02

Architect

Design an acquiring and payments strategy around resilience, performance, scalability and redundancy.

03

Place

Identify and evaluate appropriate acquiring, processing, banking, gateway and risk partners.

04

Optimize

Continuously evaluate approval rates, costs, reserves, chargebacks, routing and overall payment performance.

Banking appetite and underwriting requirements vary by business model. We evaluate each company individually and never guarantee approval. Greyhaven is not a bank, acquiring bank, payment processor or card network.

Build a more resilient payments stack.

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